The Australian Institute of Credit Management (AICM) is Australia's leading professional member body for commercial and consumer credit management professionals across all industries and sectors, and the only credit industry-specific Registered Training Organisation in the country. 


CreditWorks is New Zealands first trade debtor reporting system. CreditWorks consists of three companies, CreditWorks Data Solutions, CreditWorks Solutions, and CreditWorks Financial Solutions. 

Some of OnGuard's many clients include: